Lorna E. Vallejos
Katipunan, Las Nieves, Agusan del Norte
Lorna is one of the countless microentrepreneurs in the country. Like these countless others, she was at a loss on how to make ends meet. But she was not daunted. Unlike most, Lorna was a great believer in her Maker - that whatever happens, she will overcome the odds with His help. Such a positive attitude was a great factor in what she has become.
Lorna first tried to make a loan at the Peoples Bank of Caraga. She used it to set up a sari-sari store that catered to her neighbors. But there is a great risk in selling to clients who are so poor that they could hardly pay back debts incurred. Still, Lorna persevered and bore the situation gracefully. Her persistence paid off, and in addition to her store, she was also able to put up a furniture shop and engaged in buy and sell, mostly of ready-to-wear garments.
Her unusual entrepreneurial spirit was such that even though people sometimes made off without paying her, she simply lifted up these experiences to the Lord. And when she was rewarded, the returns came a hundredfold. In time, Lorna and her husband were able to buy lands on which they plan to build a rice mill. They also plan to put up a restaurant and a karaoke joint, a favorite hangout of Filipinos particularly after a hard day's work.
With their fortunes and graces, Lorna and her husband now plan to help further their relatives who are in need. Lorna is very modest with her successes, she says that they have loans from the bank in the thousands - P135,000.00 - as of last year. Confident of herself, she is bold where others are afraid in obtaining loans.
Now, Lorna's assets have grown to include not only land but also three units of motorcycles and appliances for her businesses. She helps her siblings and her husband's siblings by hiring them in their stores. Clearly, Lorna's perseverance, persistence, industriousness and most especially her faith has paid off.